Product Resources

• Broader payment type and account support for payment file creation
  

Payment file generation has been extended to support a wider range of payment types and execution constraints, including non-IBAN accounts, additional scenarios and execution date restrictions. This enables additional coverage of local and international payment schemes.

• Immediate submission of payment instructions to banks
  

Authorised SEPA payments are now sent directly to the bank without waiting for batch processing windows, eliminating cut-off time delays. This new set-up will simplify processing logic, reduce technical complexity and lay the foundation for upcoming instant payment capabilities.

• New permission scope based on counterparties

This release introduces the ability to assign user permissions scoped to specific counterparties, enabling administrators to define which counterparties should be accessible by which users just like when ordering accounts, for an even more customised rights management.

• Migration to API-based EBICS integration

The EBICS integration has been migrated from a file-based mechanism to EBICS APIs to enable synchronous communication and real-time data exchange while deprecating file drop, reading and parsing processes for increased processing efficiency, reduced risk and strengthen resilience.

• Pain.002 processing for credit transfers

Payment status tracking now processes pain.002 responses for credit transfers initiated via pain.001. This allows earlier confirmation of execution and faster identification of errors in the payment lifecycle.

• Four-eyes approval for tenant settings

Tenant settings now require one or two signatures based on who made change, enforcing a stricter four-eyes principle and allowing administrators to make changes independently while ensuring clear review and approval flows. This additional layer of review also smoothens approval workflows in case of parallel (and potentially conflicting) edits by multiple admins.

• Editable scope and consolidated view for permissions management

Permissions can now be edited directly, allowing scope changes without removing and re-adding permissions. Each permission is displayed once with a consolidated scope, supports add, edit and remove actions, and is automatically excluded from the “Add permission” list once granted.