Use Cases & Benefits

Typical Use Cases

For what purpose and in which contexts is the LYNKS platform typically used? For which industry segments is it optimised? Why do these players choose to implement the LYNKS platform?

Regulated financial industry professionals

  • Easy outsourcing to a Support PFS
  • Covers all relevant (depositary) banks over SWIFT
  • Meets finance professionals’ compliance, reporting & audit requirements
  • Own authentication (MFA) system – can be provided to external clients/signatories
  • AML/CFT & risk management features

Used by: (Life) insurance companies, investment fund/asset managers, asset servicing companies, banks

Companies seeking payment flow automation

  • Flow automation using APIs
  • Unlimited bank reach through SWIFT
  • Customisation capacity – all components been developed and are fully owned by Finologee
  • High-end SLAs and customer service
  • Technical expertise

Used by: Tech and payment platforms, BPO/outsourced service providers, utilities, public sector

Institutional & intermediary players

  • Advanced flexible access rights & roles
  • Complex workflow management capacity (signatories …)
  • Own authentication (MFA) system – can be provided to external clients/signatories
  • Potential integration with customer’s authentication stack
  • Full audit capability & access

Used by: Investor services, accounting firms, corporate players, public institutions

Specific industry examples

Kartesia, an independent and privately-owned European specialist financing small and middle-market companies, chose to automate its corporate payments with LYNKS.

Kartesia use case using FinologeeLYNKS

CALI Europe, the Luxembourg life insurance company of the Crédit Agricole Group, successfully streamlined its processes using Finologee’s LYNKS. By doing so, they were able to minimise errors, mitigate reporting risks for insurance premiums, employee reimbursement and supplier invoices.

CALIE use case using LYNKS
Save time and money using LYNKS

LYNKS underwent a thorough evaluation as part of the Deloitte RegTech Business Case 2023. In this report, Deloitte aims to demonstrate the tangible benefits that over 100 RegTech solutions can provide to businesses in areas such as regulatory reporting, risk management, identity management, control, compliance, and transaction monitoring.

The study emphasizes the platform’s efficiency, revealing an impressive 30% surge in operational efficiency. Users benefit from seamless workflows, allowing them to allocate time effectively for strategic, value-oriented tasks. Furthermore, LYNKS excels in elevating data management standards, enhancing data quality by 30%.

Deloitte study case
Key benefits
Manage all your bank accounts in one place

A holistic overview and a generic access to all your payment accounts with all your banks on a single secure platform. Implementing LYNKS removes the need for manual connection or customised integration of proprietary interfaces. It also reduces error levels, increases efficiency and improves regulatory compliance.

Increased data entry accuracy

LYNKS makes it easier to set up payments through its user-friendly interfaces, reduces the risk of human error and increases safety through its built-in validation mechanisms. It also streamlines processes and harmonises workflows.

End-to-end automation

LYNKS caters for end-to-end automation scenarios by connecting client systems through its secure API endpoints. This enables clients to submit transactions directly to their banks over the SWIFT network without the need for additional (human) validation at bank level or using the bank’s own security credentials.


The bank network connectivity is relying on Finologee’s own SWIFT connection stack. Messages are routed through its own BIC but can also use the client’s BIC. National and international coverage is virtually universal, with most banks being connected through the SWIFT network. The connection of bank accounts is a straightforward and standard process at the banks and has no technical impact on the client’s side.


When defining the scope and the setup of an LYNKS implementation project, Finologee works closely with client teams to define user roles and permissions that accurately reflect internal organisation rights and mandates, and to configure authorisation workflows according to internal procedures. Custom reports can also be implemented to meet specific business requirements.


LYNKS platform instances and implementations can be deployed and scaled very flexibly on Finologee’s versatile hosting and operations infrastructure. The web interfaces are optimised for the most relevant desktop and mobile devices, so end-users can enjoy the best experience when using the product.

Luxembourg regulation compliance

Finologee holds a ‘Support PFS’ (financial industry IT provider) licence by the Luxembourg Ministry of Finance. This status requires Finologee to abide by the same regulation that applies to banks and other financial industry professionals, making outsourcing to Finologee by regulated professionals straightforward. Non-regulated players also benefit from this setup through additional guarantees for risk management, professional secrecy, IT security, governance and audit obligations.


The LYNKS system is hosted on Finologee’s Trusted Platform environment, providing state-of-the-art security and resilience guarantees fully meeting the financial industry’s requirements. The security architecture of the product has been developed according to highest market standards, with third-party transaction signature relying on industry-leading partners and thoroughly segmented production environment. Finologee is also ISO/IEC 27001 certified and subject to a variety of external audits and PEN tests.


The LYNKS platform is hosted on a high-performance and redundant virtualisation environment, with Luxembourg’s leading data centre provider, in a redundant setup at EBRC’s Tier IV-certified premises, spread across different physical locations. LYNKS platform operations and customer care are handled by Finologee’s DevSecOps and Customer Operations teams. Finologee’s customers can choose from several SLA options, providing market-leading availability and reactivity guarantees.

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