Banking
Orchestrator
Formerly known as LYNKS
Manage, automate, route and supervise your payments and bank-data flows
Trusted by
Clients
Fund industry
- Asset managers
- Fund admins & TAs
- Depositaries
Banks
- Depositary banks
- Commercial & retail banks
Financial institutions
- Life insurers
- EMIs & PIs
Corporates & Institutions
Web interface
Mobile e-signature
API
Secure file exchange
Payments
Multi-bank account management
Risk management
Industry-tailored features
SwiftNet, EBICS
& other
Banks
Any bank
All banks & accounts on one platform
Centralise all your banks, accounts and payments in one hosted platform, with access through a secure web interface and APIs. Designed for financial-industry compliance and efficient deployments by asset servicing providers, depositaries, insurance companies and institutions.
Success stories & testimonials
fundcraft integrates Finologee’s BKO to deliver global banking connectivity and end-to-end fund operations
Why Banking Orchestrator
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Customer challenges
Select a challenge to see how it’s addressed.
Fragmented multi-bank operations
Challenge
Multi-bank operations fragment by default
When operations span multiple banks, execution and visibility split across portals, credentials, formats and communication channels. Each additional banking partner introduces new operational steps and exceptions, making it harder to standardise controls and scale reliably.
Solution
Multi-bank connectivity that doesn’t multiply complexity
Finologee Banking Orchestrator provides a single access point that abstracts connectivity and format differences, so teams connect once and operate consistently across banks. Connectivity can be established via the SWIFT network using Finologee’s own BIC, or through other bank-supported channels such as SFTP and EBICS.
Payment control and traceability gaps
Challenge
Payment execution breaks acrosstools and handovers
Payments often move between systems, spreadsheets and inboxes before reaching the bank. That fragmentation introduces avoidable errors, slows approvals, and makes it difficult to prove who validated what and when.
Solution
A controlled workflow from initiation to bank execution
Payments can be initiated in the interface, uploaded in bulk, or injected from upstream systems via API. Approval chains and signatory rules align to internal policy, with end-to-end status monitoring and audit-ready traceability across actions and approvals.
Dispersed liquidity
Challenge
Liquidity stays dispersed and hard to optimise
With balances spread across multiple accounts and banks, liquidity optimisation often relies on manual checks and repetitive transfers. The result is idle cash, inconsistent routines, and operational effort that grows with every additional account.
Solution
Rule-based cash concentration and pooling
Finologee Banking Orchestrator supports automated cash concentration and pooling to centralise liquidity from multiple source accounts into a master account. It supports strategies such as zero-balance sweeping and balance rules based on thresholds and target balances, with configurable execution parameters and traceability.
Inconsistent reporting outputs
Challenge
Bank reporting isn’t built for downstream use
Statements and account reporting rarely arrive in consistent formats or
with consistent meaning. This creates ongoing variability for monitoring, reconciliation, and finance processes that depend on stable datasets.
Solution
Centralised reporting, standardised datasets
The platform centralises balances, transactions and statements across banks and supports consistent outputs that are easier to consume. Data can be delivered via APIs or controlled exports into treasury, finance and accounting platforms, reducing bank-by-bank variability.
Bank portal for corporate & institutional clients
Challenge
Corporate & institutional clients expect modern digital banking experiences
Corporate and institutional clients expect a modern portal tailored to how they operate, not a repackaged retail experience. They need more than viewing balances and sending payments: approval journeys, structured execution, and advanced cash management such as liquidity routines and pooling. Delivering that experience in-house is complex and costly, with long build cycles and ongoing maintenance across controls and security. When it is missing, it becomes a visible capability gap in the bank’s digital offering.
Solution
A bank-branded portal built for corporate banking
Finologee Banking Orchestrator can be delivered as a bank-branded corporate & institutional portal, purpose-built for sophisticated client operations. It supports approval workflows, segregation of duties, cash concentration and pooling, and a structured layer for payment initiation, tracking and audit reporting. Where needed, the
portal can also provide access to accounts held at other banks, so clients operate from one workspace as banking relationships expand.
Straight-through bank connectivity over API
Challenge
Straight-through processing breaks when every bank speaks a different API
Even where banks expose APIs, connectivity, payloads, security models and lifecycle behaviour differ materially. Teams end up maintaining bank-by-bank integrations, with manual fallbacks whenever a bank constraint, exception or status ambiguity appears.
Solution
A single API layer for consistent execution across banks
Finologee Banking Orchestrator provides a bank-agnostic API to initiate and route flows, retrieve balances and statements, and monitor execution status across connected banks. Channel and format differences are absorbed within the platform, so upstream systems integrate once and stay stable as banking relationships evolve.
User and signatory management
Challenge
Bank entitlements aren’t designed for modern operating models
User and signatory administration is often locked into individual bank portals, with rigid roles and slow change cycles. Delegation to
administrators and third parties becomes difficult to govern, whilst day-to-day operations remain exposed to bottlenecks around named individuals and bank-driven onboarding.
Solution
Centralised access and authorisation, with flexible signature options
Banking Orchestrator centralises users, roles and approval chains across accounts, with interfaces designed for frequent change, delegation and segregation of duties. It can integrate with existing authentication and e-signature environments, or rely on FinologeeSIGN for two-factor authentication and e-signature, with audit-ready traceability across every approval.
Control and auditability across bank operations
Challenge
Cross-bank operations lack a single source of operational truth
Once execution spans multiple banks and channels, oversight fragments into portal checks and bank-specific exports. Exceptions surface late, and producing audit evidence turns into a manual reconstruction exercise across logs, inboxes and spreadsheets.
Solution
Supervision and audit evidence, consolidated across all banking relationships
The platform provides consolidated oversight across banks and accounts, with a complete audit trail for actions, approvals and key events. Standardised reporting and
controlled outputs support operational governance and audit requests without bank-by-bank reconciliation.
Versions & usage
Key capabilities
Payments
- Credit transfers
- SEPA direct debits
- Cash management & automation
- Cross-border & FX
- Instant payments
Bank accounts management
- Cash accounts
- Securities accounts
- Banks management
- Dashboards
- Multi-step workflows, monitoring, full audit logs
Risk management & oversight
- Counterparty management with KYC checks & payee verification
- Granular user & signatory rights
- Compliant e-signatures with mobile app
- KYC Manager integration
Industry-tailored modules
- Investment funds operations: capital calls, fee collections, dividends
- Multi-bank securities accounts reports collection
- E-invoicing gateway (Peppol)
Testimonials
Prior to using BKO, one of our managing partners had a bag with ten different tokens to release transactions via different bank interfaces.
Marc Housieaux
Business Transformation Director at Kartesia
Finologee’s value proposition, based on the use of modules within their products in a ‘marketplace’ mode, was very interesting as it allowed us to implement exactly the features that really responded to our pain points.
Hocine Berrane
Chief Information Officer at Crédit Agricole Life Insurance Europe (CALIE)
By automating our workflows, we not only save valuable time but also minimise the risk of fraud and errors across the cash cycle.
Jacques Templé
Managing Director at Brink’s
With this integration, fundcraft can now connect to virtually any bank globally, across both cash and securities accounts, supercharging the platform’s ability to manage fund operations from a single, unified environment.
Olga Porro
Co-founder & Chief Product Officer at fundcraft
Latest news
Discover the latest news about Banking Orchestrator
Do you want to know what we could build together?
Or get a product demo? Get in touch and we will evaluate how we may help you.