PSD2
for banks
- 35 banks live in 9 countries
- Customisable connector to your payment/core infrastructure
- Your own white-labelled PSD2 Access to Account portal under your brand
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About PSD2 for banks
Finologee’s PSD2 for Banks has been designed to help banks achieve full compliance with the Revised Payment Service Directive (PSD2).
Even though this product is readily available, we give financial institutions the power to cherry-pick the services and APIs they need in order to open-up their data to third-party providers.
We take into consideration every client’s specific requirements and we work on providing each bank with its own white-labelled PSD2 Access to Account portal, with its own design and under its own brand.
PSD3 & PSR: What to expect
Finologee remains a steadfast ally in navigating the evolving EU payments landscape.
On 28 June 2023, the European Commission published its long-awaited payment services and financial data access package, aiming to ensure the EU’s financial sector is fit for purpose and capable of adapting to the ongoing digital transformation. The proposal involves amending and modernising the current Payment Services Directive (PSD2), which will become PSD3, and establishing, in addition, a Payment Services Regulation (PSR).
Leveraging on our expertise in adhering to PSD2 through the customisable technical solution of PSD2 for Banks, Finologee remains a steadfast ally in navigating the evolving EU payments landscape. Accordingly, we are monitoring the developments and potential new requirements closely, ready to adjust and offer assistance to financial institutions gearing up for the changes brought about by PSD3 and PSR.
Latest insights
Core features
End-to-end PSD2 access to account flow management
Neat integration of third-party Fintech services
Data
aggregation
& management
Full financial industry regulation compliance
PSD2 & RTS
compliance
Data protection compliance (GDPR)
Modular
architecture
High-end
security
Maximum
performance
Future-proof
Multi-language
International compatibility
PSD2 product architecture
The components
01 API gateway
Standard APIs following the technical specifications of the Berlin Group
02 API lifecycle management
Smart and efficient management of multiple versions of the same API.
03 TPP authentication
The API gateway serves as the TLS endpoint for the TPP connection and validates the eIDAS TLS certificate.
04 API call quotas
The solution provides APIs call quotas management that insures TPPs can only call specific APIs a given number of times in a defined timeframe.
05 Developer portal & sandbox
The developer portal provides consolidated developer resources with a single point of contact for all documentation, how-to, tutorials, examples, code samples, and SDKs.
06 User consent lifecycle management
The RTS on strong customer authentication and secure communication define specific rules on how the user must give his consent for payment initiations and access to account information.
07 SCA exemptions
A series of exemptions for which the bank might decide not to apply strong customer authentication.
08 TPP technical support
We provide technical support to TPPs that are working on the implementation of the APIs exposed by the platform.
09 Bank back-office portal
The solution provides a back-office web-based portal that allows the bank to access the API publisher view, including the different specifications and versions that are exposed, with detailed information about API usage.
Value proposition
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Resources
Please find here all the related material to FinologeePSD2.
Do you want to know what we could build together?
Or get a product demo? Get in touch and we will evaluate how we may help you.