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PSR: what the draft agreement means for banks, open banking, and fraud prevention
Following the political agreement reached in November 2025, the technical trilogue work on the Payment Services Regulation has been completed and a draft agreement text has been finalised. A silent procedure has been launched at EU level to confirm the agreed text, ahead of formal adoption and legal-linguistic review. Publication in the Official Journal is expected in the second half of 2026. Once published, the PSR enters into force 20 days later, with general application 21 months after that, and the Verification of Payee provisions taking effect at the 27-month mark.
Highlights from the ABBL FinTech & Innovation Forum: Many Experiences, One Bank
On 16 March 2026, the ABBL FinTech & Innovation Forum, organised in cooperation with Spuerkeess, brought together a diverse community of banking and FinTech leaders in Luxembourg around the theme “Many Experiences, One Bank”. Jonathan Prince, co-founder and CSO of Finologee, was invited to present during the event, sharing concrete examples of how FinTech platforms are helping banks address compliance, connectivity and client experience challenges.
PSR: what the provisional political agreement signals for PSPs
This article is part of our series tracking the developments of the EU’s new payments framework and what it means for the financial industry. The shift from PSD2 to PSR and PSD3 marks a structural change in Europe’s payments landscape, bringing new opportunities but also stricter technical and compliance obligations for banks.
Navigating the shift from PSD2 to PSR and PSD3
This article is part of our series tracking the developments of the EUʼs new payments framework and what it means for the financial industry. The shift from PSD2 to PSR and PSD3 marks a structural change in Europeʼs payments landscape, bringing new opportunities but also stricter technical and compliance obligations for banks.
The next evolution of EU Payments: an update on PSD3 and PSR
This article is the first in our new series tracking the developments of the EU’s new payments framework and what it means for the financial industry. With trilogue negotiations now underway, the final shape of the rules is becoming clear, and financial institutions should anticipate compliance obligations likely starting from the second half of 2027 or early 2028.