Jonathan Prince and François Masquelier sit down to talk about a question more treasury and banking operations teams are asking: when the problem is multiple banks, dispersed accounts and manual payment flows, is a treasury management system really the right tool, or is the difficulty sitting one layer below it?

Jonathan, Chief Sales Officer and co-founder of Finologee, and François, President of ATEL and Chairman of EACT, walk through the distinction between the banking and execution layer and the analytical layer above it, and why reaching for forecasting and FX tools before the banking layer is under control tends to leave the original problem untouched.

The conversation covers what a Banking Orchestrator actually does day to day, from connectivity and payment execution to signatory management and control, and where a TMS still earns its place once that foundation is in order.

If you want the fuller picture, including where AIFMD II, DORA and tightening depositary oversight fit into the timing, read our previous deep-dive on the topic: Banking Orchestrator or TMS: you may be solving the wrong layer – Finologee.