Features
ENPAY is designed to simplify and automate payment processes from start to finish.
Manage all incoming & outgoing payments
- Trigger & monitor credit transfers
- All-encompassing visualisation of transactions – per account & grouping of accounts
- End-of-day & intra-day account balances from the banks’ systems
Unrestricted bank connectivity
- Multiple accounts – payment accounts, multiple currencies …
- Multiple banks – global reach through the SWIFT network with Finologee’s BIC or through EBICS network
- Close monitoring and optimisation of connected banks
Connect to the international PEPPOL network
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Send and receive electronic documents to and from the government or any other companies that are connected to the Peppol Network
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Archive documents for non-repudiation
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Submit proprietary files that contain invoice or credit note information and convert them to the official Peppol BIS 3.0 format
Seamless User-friendly design
- Flexible payment authorisation workflows with e-signatures & email/SMS notifications
- Modern, fast, secure & easy-to-use web interfaces (no/low training requirements)
- Activity dashboard for quick overviews by role: pending & recent transactions, errors …
- Desktop, mobile & API access
In & outgoing payments
Credit transfer management: individual
Batches upload and validation process with error display
Multi-currency compatibility
Fast & secure data input interfaces with transparent status display
ERP integration
Integrate with any ERP of your choice
Ease end-to-end payment workflow
Reduce manual intervention by streamlining payment submission and reporting retrieval
Statement reports
All-encompassing visualisation of transactions – per account & grouping of accounts
Export features (PDF, XLS, CSV, MT940, custom)
Optional automated account statement printing service (transfer by regular postal mail)
Multi-bank account aggregation
Connect & manage virtually any bank account at any bank (via SWIFT/EBICS)
End-of-day & intra-day account balances from banks
Aggregated data views & calculations
Advanced bank management: banks’ custom formats, properties & cut-off times managed & reported
Custom reports & balance evolution
Standing orders
Create recurring payments
Weekly, monthly, quarterly time intervals
Automatic reminder feature upon expiry
Advanced counterparty & beneficiary management
Single counterparty creation & batch import
Edit with validation workflows
In & out payments consolidation per counterparty
Peppol Access Point module
Peppol certified Access Point – eDelivery and Post-Award services, including dynamic participant discovery and AS4 profile compliance
Service Metadata Publisher – As a certified Peppol Service Metadata publisher (SMP), providing for clients’ capabilities and compatibilities publication, new participants’ onboarding and publication of onboarded participants to the Service Metadata Locator
Connectors – Simple REST API, Complete REST API and file upload via HTTPS and SFTP
Archiving all signed Peppol documents and their signed receipts for the legal period of 10 years. These documents can easily be retrieved though an API or through the web interface
Versatile workflow management
End-to-end payment workflow with valid electronic signatures
Single or multiple step & signatures conditions & validation, with authorization groups
Status reports, process overview & reminder functions
Email & SMS notifications
Multi-level user access & rights management
Advanced rights management (account, amounts, groups, payment type …)
Feature-specific access rights
Transaction & counterparty access
Multi-factor authentication (MFA) & signature
FinologeeAuthenticator mobile App, Luxtrust or clients’ own authentication mechanism (OAuth2, SAMLv2)
Valid e-signature for payment/counterparty validation with smartphone
One token to access all your account and manage your payment
API end points
Create transactions, manage counterparties, retrieve reports
Integrate with any ERP, TMS, process or end-point in clients’ environments
Full audit trail
Full audit trail per transaction, counterparty, global
Variable reports & statements in multiple formats (PDF, XLSX, MT940, custom)
Detailed payment status monitoring: signature steps, bank steps, confirmation or error reports
Upload document to provide proof
User management audit trail
Counterparty risk level management
Define the risk level of a counterparty
Refine your authorization or signature process
Update your risk level based on your ongoing counterparty monitoring
Rule-based email & SMS notification system
Adapt your notification system based on your signature rules workflow
User based notification management
Group based notification management
Data visualisation
Centralized “Action centre” designed to show all the pending actions
Get at-a-glance views of all ENPAY key performance indicators
Users get a fast-track access to the actions that are relevant to them
History & balance evolution charts
Risk management
Easy and transparent monitoring of transactions with full audit trail
Advanced counterparty validation processes
IBAN blacklist/blocking
Optional integration with external tools for pattern/risk detection
KYC/KYT
Counterparty name screening & monitoring using blacklist/sanction list providers
Counterparty risk level definition with optional signature/validation rule dependency
Optional integration with external KYC system for lifecycle (e.g. Finologee’s KYC Manager)
Compliance officer/team integration into workflow (e.g. high-risk counterparties)
Do you want to know what we could build together or get a product demo?
Get in touch and we will evaluate how we may help you.